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Từ điển Oxford Advanced Learner 8th
loan
loan [loan loans loaned loaning] noun, verb BrE [ləʊn] NAmE [loʊn] noun 1. countable money that an organization such as a bank lends and sb borrows •to take out/repay a loan (= to borrow money/pay it back) •bank loans with low interest rates • It took three years to repay my student loan (= money lent to a student). •a car loan (= a loan to buy a car) 2. singular ~ (of sth) the act of lending sth; the state of being lent • I even gave her the loan of my car. •an exhibition of paintings on loan (= borrowed) from private collections Word Origin: Middle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to ↑lend. Thesaurus: loan noun C •He took out a loan to pay for the car. credit • • overdraft • • mortgage • • advance • (a/an) loan/credit/overdraft/mortgage/advance from sb/an organization a bank loan/credit/overdraft/mortgage obtain/arrange/apply for/refuse sb/deny sb (a) loan/credit/mortgage Loan or credit? A loan is an official agreement to borrow money and pay it back later; credit is a general term for any money that a bank makes available to a customer who does not have that amount in their account. Collocations: Finance Income earn money/cash/(informal) a fortune make money/a fortune/(informal) a killing on the stock market acquire/inherit/amass wealth/a fortune build up funds/savings get/receive/leave (sb) an inheritance/a legacy live on a low wage/a fixed income/a pension get/receive/draw/collect a pension depend/be dependent on (BrE) benefits/(NAmE) welfare/social security Expenditure spend money/your savings/(informal) a fortune on… invest/put your savings in… throw away/waste/ (informal) shell out money on… lose your money/inheritance/pension use up/ (informal) wipe out all your savings pay (in) cash use/pay by a credit/debit card pay by/make out a/write sb a/accept a (BrE) cheque/(US) check change/exchange money/currency (BrE) traveller's cheques/(US) traveler's checks give/pay/leave (sb) a deposit Banks have/hold/open/close/freeze a bank account/an account credit/debit/pay sth into/take money out of your account deposit money/funds in your account withdraw money/cash/£30 from an ATM, etc. (formal) make a deposit/withdrawal find/go to/use (especially NAmE) an ATM/(BrE) a cash machine/dispenser be in credit/in debit/in the black/in the red/overdrawn Personal finance manage/handle/plan/run/ (especially BrE) sort out your finances plan/manage/work out/stick to a budget offer/extend credit (to sb) arrange/take out a loan/an overdraft pay back/repay money/a loan/a debt pay for sth in (especially BrE) instalments/(NAmE usually) installments Financial difficulties get into debt/financial difficulties be short of/ (informal) be strapped for cash run out of/owe money face/get/ (informal) be landed with a bill for £… can't afford the cost of…/payments/rent fall behind with/ (especially NAmE) fall behind on the mortgage/repayments/rent incur/run up/accumulate debts tackle/reduce/settle your debts Example Bank: •He had to use his house as security for the loan. •He ran up massive debts borrowing from loan sharks. •He's given us the loan of his car for the weekend. •If you have several student loans, you can consolidate them into one lump sum. •My bank manager offered to make me a loan. •She had to take out a bridging loan until she could sell her house. •The bank provides personal loan facilities at competitive rates. •The banks will not agree to emergency funding unless the government will underwrite the loan. •The book must be returned by the end of the loan period. •The paintings are on loan from the Wallace Collection. •The striker comes to the Premiership on an 18-month loan deal from Roma. •They used the inheritance to pay off their outstanding loan. •They were struggling to meet their monthly loan repayments. •a banking system riddled with bad loans •a loan from my brother •a loan officer at a local mortgage company •loans totalling a million pounds •loans totalling/totaling a million euros •the terms of the loan agreement with the bank •I'm going to have to take out a bank loan to pay for the car. •It took three years to repay my student loan. •an exhibition of paintings on loan from private collections verb 1. (especially NAmE)to lend sth to sb, especially money •~ sth (to sb) The bank is happy to loan money to small businesses. •~ sb sth A friend loaned me $1 000. 2. (especially BrE)to lend a valuable object to a museum, etc •~ sth (out) (to sb/sth) This exhibit was kindly loaned by the artist's family. •~ sb sth He loaned the museum his entire collection. Verb forms: Word Origin: Middle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to ↑lend. Example Bank: •Costumes were kindly loaned by the Civic Theatre. •The painting has been loaned to the Walker Art Gallery. •A friend loaned me $1 000. •This exhibit was kindly loaned by the artist's family.
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