Tra từ credit - Từ điển Oxford Advanced Learner 8th

credit AW [credit credits credited crediting] noun, verb BrE [ˈkredɪt] NAmE [ˈkredɪt]
noun

BUY NOW–PAY LATER
1. uncountable an arrangement that you make, with a shop/store for example, to pay later for sth you buy
•to get/refuse credit
• We bought the dishwasher on credit.
•to offer interest-free credit (= allow sb to pay later, without any extra charge)
•a credit agreement
•credit facilities/terms
• Your credit limit is now £2 000.
•He's a bad credit risk (= he is unlikely to pay the money later).
compare ↑hire purchase

MONEY BORROWED
2. uncountable, countable money that you borrow from a bank; a loan
• The bank refused further credit to the company.
3. uncountable the status of being trusted to pay back money to sb who lends it to you
• Her credit isn't good anywhere now.

MONEY IN BANK
4. uncountable if you or your bank account are in credit, there is money in the account
• You have a credit balance of £250.
5. countable, uncountable a sum of money paid into a bank account; a record of the payment
•a credit of £50
• You'll be paid by direct credit into your bank account.
Opp: ↑debit

MONEY BACK
6. countable, uncountable (technical)a payment that sb has a right to for a particular reason
•a tax credit

PRAISE
7. uncountable ~ (for sth) praise or approval because you are responsible for sth good that has happened
• He's a player who rarely seems to get the credit he deserves.
• I can't take all the credit for the show's success— it was a team effort.
•We did all the work and she gets all the credit!
•Credit will be given in the exam for good spelling and grammar.
•At least give him credit for trying (= praise him because he tried, even if he did not succeed).
•His courage brought great credit to his regiment.
compare ↑blame, ↑discredit
8. singular ~ to sb/sth a person or thing whose qualities or achievements are praised and who therefore earns respect for sb/sth else
•She is a credit to the school.
•Your children are a great credit to you.

ON MOVIE/TV PROGRAMME
9. countable, usually plural the act of mentioning sb who worked on a project such as a film/movie or a television programme
•She was given a programme credit for her work on the costumes for the play.
•The credits (= the list of all the people involved) seemed to last almost as long as the film!

UNIT OF STUDY
10. countable a unit of study at a college or university (in the US, also at a school); the fact of having successfully completed a unit of study
•My math class is worth three credits.

Word Origin:
mid 16th cent. (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’.

Thesaurus:
credit noun
1. U
•We offer two months' interest-free credit.
loan • • overdraft •
credit/a loan/an overdraft from sb/an organization
(a/an) low-interest/interest-free credit/loan/overdraft
obtain/arrange/apply for/refuse sb/deny sb credit/a loan
Credit or loan? A loan is an official agreement to borrow money and pay it back later; credit is a general term for any money that a bank makes available to a customer who does not have that amount in their account.
2. U
•At least give him credit for trying.
praise • • approval • • acclaim • |informal a pat on the back •
Opp: blame
credit/praise/approval/acclaim/a pat on the back for sth/doing sth
deserve credit/praise/acclaim/a pat on the back
receive credit/praise/approval/acclaim
give sb credit/praise/approval/a pat on the back
Credit or praise? Praise describes what you actually say, for example
•Well done! That's wonderful!
Credit refers to an opinion or feeling of admiration; it can also suggest a reward
•We should give credit to the organizers.
• Credit is given in the exam for good spelling.

Collocations:
Finance
Income
earn money/cash/(informal) a fortune
make money/a fortune/(informal) a killing on the stock market
acquire/inherit/amass wealth/a fortune
build up funds/savings
get/receive/leave (sb) an inheritance/a legacy
live on a low wage/a fixed income/a pension
get/receive/draw/collect a pension
depend/be dependent on (BrE) benefits/(NAmE) welfare/social security
Expenditure
spend money/your savings/(informal) a fortune on…
invest/put your savings in…
throw away/waste/ (informal) shell out money on…
lose your money/inheritance/pension
use up/ (informal) wipe out all your savings
pay (in) cash
use/pay by a credit/debit card
pay by/make out a/write sb a/accept a (BrE) cheque/(US) check
change/exchange money/currency (BrE) traveller's cheques/(US) traveler's checks
give/pay/leave (sb) a deposit
Banks
have/hold/open/close/freeze a bank account/an account
credit/debit/pay sth into/take money out of your account
deposit money/funds in your account
withdraw money/cash/£30 from an ATM, etc.
(formal) make a deposit/withdrawal
find/go to/use (especially NAmE) an ATM/(BrE) a cash machine/dispenser
be in credit/in debit/in the black/in the red/overdrawn
Personal finance
manage/handle/plan/run/ (especially BrE) sort out your finances
plan/manage/work out/stick to a budget
offer/extend credit (to sb)
arrange/take out a loan/an overdraft
pay back/repay money/a loan/a debt
pay for sth in (especially BrE) instalments/(NAmE usually) installments
Financial difficulties
get into debt/financial difficulties
be short of/ (informal) be strapped for cash
run out of/owe money
face/get/ (informal) be landed with a bill for £…
can't afford the cost of…/payments/rent
fall behind with/ (especially NAmE) fall behind on the mortgage/repayments/rent
incur/run up/accumulate debts
tackle/reduce/settle your debts

Example Bank:
•He has a bad credit rating.
•He took some advanced courses to earn college credits.
•He's a bad credit risk.
•He's a great credit to the school.
•I bought it on credit.
•I have arranged for my branch to send a letter of credit to the branch nearest the hotel.
•I have three credits on my bank statement.
•I'm paid by direct credit into my bank account.
•If damaged items have to be returned, the manufacturer may issue a credit note.
•If you don't have a regular income you may be unable to get credit.
•Most shops selling furniture or electrical goods will offer credit.
•My account is in credit.
•Participants were given course credit for their participation in the study.
•Students may have difficulty transferring credits to other institutions.
•The credit report will show all the consumer debt a person has.
•The success of the venture reflects great credit on the organizers.
•To her credit, she gave them lunch.
•To her eternal credit, she gave them a home.
•To her great credit, she does not try to avoid the truth.
•Tuition costs are based on the number of credit hours enrolled.
•We left before the final credits began to roll.
•We propose to expand credit in order to create demand.
•We should give due credit to all who helped make the event a success.
•When poorer people use credit, mail order is the key source.
•Why should she get all the credit?
•Your concern does you credit.
•Your credit limit is now $2 000.
•a credit balance of €265
•increases in debt created by credit expansion
•modules offering continuing education credits
•people with poor credit histories
•Credit will be given in the exam for good spelling and grammar.
•He's a player who rarely seems to get the credit he deserves.
•I can't take all the credit for the show's success— it was a team effort.
•We bought the dishwasher on credit.
•We offer two months' interest-free credit.
•We should give due credit to the organizers of this event.
Idioms: ↑do credit to somebody ▪ ↑do somebody credit ▪ ↑have something to your credit ▪ ↑on the credit side ▪ ↑somebody's credit

verb

PUT MONEY IN BANK
1. to add an amount of money to sb's bank account
•~ A (with B) Your account has been credited with $50 000.
•~ B (to A) $50 000 has been credited to your account.
Opp: ↑debit

WITH ACHIEVEMENT
2. usually passive to believe or say that sb is responsible for doing sth, especially sth good
•~ sb All the contributors are credited on the title page.
•She has been wrongly credited as the author.
•~ A with B The company is credited with inventing the industrial robot.
•~ B to A The invention of the industrial robot is credited to the company.

WITH QUALITY
3. ~ A with B to believe that sb/sth has a particular good quality or feature
•I credited you with a little more sense.
•Credit me with some intelligence.
4. usually passive ~ sb/sth as sth to believe that sb/sth is of a particular type or quality
•The cheetah is generally credited as the world's fastest animal.

BELIEVE
5. ~ sth | ~ what, how, etc… | ~ that… (BrE) (used mainly in questions and negative sentences)to believe sth, especially sth surprising or unexpected
•He's been promoted— would you credit it?
Verb forms:

Word Origin:
mid 16th cent. (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’.

Example Bank:
•He is widely credited with having started the Middle East peace process.
•I could hardly credit it when she told me she was leaving.
•I find what he says rather hard to credit.
•She is generally credited as having written over 50 novels.
•The bank credited the oil company with $500 000.
•The work has been credited to a 16th-century bishop.