Tra từ premium - Từ điển Oxford Advanced Learner 8th

pre·mium [premium premiums premia] noun, adjective BrE [ˈpriːmiəm] NAmE [ˈpriːmiəm]
noun
1. an amount of money that you pay once or regularly for an insurance policy
•a monthly premium of £6.25
2. an extra payment added to the basic rate
•You have to pay a high premium for express delivery.
•A premium of 10% is paid out after 20 years.
•He was willing to pay a premium for a house near the sea.

Word Origin:
early 17th cent. (in the sense ‘reward, prize’): from Latin praemium ‘booty, reward’, from prae ‘before’ + emere ‘buy, take’.

Synonyms:
payment
premium • contribution • subscription • repayment • deposit • instalment
These are all words for an amount of money that you pay or are expected to pay, or for the act of paying.
payment • an amount of money that you pay or are expected to pay; the act of paying: ▪ ten monthly payments of $50 ◇ ▪ payment in advance
premium • an amount of money that you pay once or regularly for an insurance policy; an extra payment added to the basic rate; a higher amount of money than usual: ▪ an insurance premium ◇ ▪ a premium for express delivery
contribution • a sum of money that you pay regularly to your employer or the governmentin order to pay for benefits such as health insurance, a pension, etc: ▪ You can increase your monthly contributions to the pension plan.
subscription • an amount of money you pay in advance to receive regular copies of a newspaper or magazine or to receive a service: ▪ a subscription to ‘Newsweek’
repayment • (BrE) an amount of money that you pay regularly to a bank, etc. until you have returned all the money that you owe; the act of paying this money: ▪ the repayments on the loan
deposit • an amount of money that you pay as the first part of a larger payment: ▪ We've put down a 5% deposit on the house.
instalment • one of a number of payments that you make regularly over a period of time until you have paid for sth: ▪ We paid for the car by/in instalments.
(a/an) annual/monthly/regular payment/premium/contributions/subscription/repayment/deposit/instalment
payment/repayment in full
to pay a(n) premium/contribution/subscription/deposit/instalment
to make (a) payment/repayment/deposit
to meet/keep up (with) (the) payment(s)/the premiums/(the) repayment(s)/the instalments

Example Bank:
•Good hotels are at a premium= difficult to obtain and therefore expensive.
•Good student accommodation is at a premium.
•Intense competition has kept premiums low.
•My insurance premiums increase each year.
•Premiums on many cars will go up this year.
•The additional premium costs $1 800 a year.
•The company is charging a pretty hefty premium for access to their network.
•The company places a high premium on customer loyalty.
•The insurance company has increased our premiums.
•There's a risk premium of probably $10 a barrel built into oil prices.
•We're struggling to keep up our premiums.
•bought at a premium of 40 per cent above the current market price
•equity risk premiums
•the premiums for your pension plan
•the rising cost of medical malpractice insurance premiums
•A premium of 10% is paid out after 20 years.
•Daytime calls are charged at premium rate.
•He was willing to pay a premium for a house on the waterfront.
•We pay a monthly premium of £6.25 for home contents insurance.
Idioms: ↑at a premium ▪ ↑put a premium on somebody

adjective only before noun
very high (and higher than usual); of high quality
•premium prices/products

Word Origin:
early 17th cent. (in the sense ‘reward, prize’): from Latin praemium ‘booty, reward’, from prae ‘before’ + emere ‘buy, take’.